The American Recovery and Reinvestment Act of 2009 could help you - but you better hurry... the deadline is November 30, this year!
Did you know that if you have not owned a home within the last 3 years, you fall within the first time buyer guideline? And if you stay for at least 3 years in the home once you purchase it, the credit does not have to be repaid? There are other specifics you'll want to check out.
To learn more about the first time buyer tax credit, check out this link to the Florida Association of Realtors website: http://www.floridarealtors.org/AboutFar/homebuyercenter/index.cfm